Dental Insurance and Payment Plans

Seaford Dental Group accepts all dental insurance companies including using the HICAPS machine. This means we can claim for you on the spot, and you only need to pay the gap payment. Some treatments are fully covered by your dental insurance company depending on the type of cover that you have.

Our patients can use AfterPay, Zip Pay, MySmile, Humm National Dental Plan, and TLC for payment plans. We have payment plans up to 5 years so you don’t need wait.

  • MySmilePlan is a dental payment plan powered by Openpay that allows patients to pay off their treatment in fortnightly installments. There are three types of treatment plan available

    • Cash & EFTPOS

    • Visa & MasterCard

    • Private Health Insurance (with on-the-spot claiming via HICAPS)

    Bulk Bill Medicare options:

    Child Dental Benefits Schedule (CDBS) – Medicare Coverage

    DVA -Gold card holders.

    ZipMoney / ZipPay – Interest-free plans for larger treatments, with flexible monthly repayments

  • Yes. Before commencing the payment plan, patients will need to deposit 20% of their total treatment. Luckily, there is 0% interest for the entire plan, making it that much easier for our patients' pockets.

  • Applying for MySmilePlan is very simple and easy. There is no paperwork needed as the application is done online by the dental staff. All patients need to provide is an Australian photo ID (driver's licence, passport or proof of age card) and their contact details. A quick 2-minute credit check will be conducted and if the patient is eligible, then MySmilePlan will be ready for use. Because the credit check is done by the MySmilePlan system, patients will not need to worry about their credit history being seen.

    Patients may also apply by themselves using the Openpay app (available for Iphone and Android phones) and have their credit check done from the privacy of their own phone. When approved, the patient will need to go back to the practice and complete the payment plan process with the dental staff. It's a simple process, but if there are any enquiries; feel free to contact us and we'll be happy to explain more.

    You can download the Openpay app for iOS devices and for Android.

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